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Bank-level published rates · Nigeria
Rates are published by the regulator for the date shown. Banks may have changed them since — confirm with the bank.
These are not named-product offers. Savings rates, general prime–maximum lending rates and APRs are different measures. What these rates mean.
| Published metric | Optimus Bank |
|---|---|
| Savings deposit rate | 6.90% p.a. Published by the Central Bank of Nigeria · As at 9 Oct 2026 Publication row: SAVINGS DEPOSIT / AVE. INT. RATE |
| General lending — prime | 23.00% p.a. Published by the Central Bank of Nigeria · As at 9 Oct 2026 Publication row: GENERAL / PRIME |
| General lending — maximum | 35.00% p.a. Published by the Central Bank of Nigeria · As at 9 Oct 2026 Publication row: GENERAL / MAX. |
| Average time-deposit rate | 7.96% p.a. Published by the Central Bank of Nigeria · As at 9 Oct 2026 Publication row: TIME DEPOSIT / AVE. INT. RATE |