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Compare providers in one country and category. Every figure shows its source and as-at date; anything not published reads See provider's website.
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Ghana Reference Rate (as used in the Bank of Ghana APR report, May 2026): 10.03%
Published by the Bank of Ghana ยท May 2026

Choose the published loan group and tenor

APR means interest plus fees expressed as one yearly rate. These are indicative bank-level figures, not individual offers. What APR means. NL means โ€œNo loans reportedโ€; N/A means fees and charges are not applicable, as defined in the report.

Showing Ghana banks. 1 of 4 on this screen.

Shareable link: /compare?providers=47&segment=households&tenor=1%20year

Provider comparison
Attribute
Account opening
Open account on Consolidated Bank Ghana Limited's website (opens in new tab)

Individual account link. You'll leave Afiwe. Afiwe doesn't open accounts or receive your details.

Account-opening page. Checked 22 Oct 2026 ยท Official account-link source (opens in new tab).

Rates
Average lending rate ยท households ยท 1 year

16.50% p.a.

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / averageLending ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / averageLending: Source (opens in new tab) ยท As at May 2026
Average APR ยท households ยท 1 year

20.01% p.a.

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / apr ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / apr: Source (opens in new tab) ยท As at May 2026
Minimums and fees
Maximum commitment fee ยท households ยท 1 year

Not applicable (N/A)

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / commitmentFee ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / commitmentFee: Source (opens in new tab) ยท As at May 2026
Maximum processing fee ยท households ยท 1 year

Not applicable (N/A)

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / processingFee ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / processingFee: Source (opens in new tab) ยท As at May 2026
Maximum arrangement fee ยท households ยท 1 year

Not applicable (N/A)

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / arrangementFee ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / arrangementFee: Source (opens in new tab) ยท As at May 2026
Maximum insurance fee ยท households ยท 1 year

1.00%

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / insuranceFee ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / insuranceFee: Source (opens in new tab) ยท As at May 2026
Maximum facility fee ยท households ยท 1 year

2.00%

Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / facilityFee ยท As at May 2026

Source and date
  • Published by the Bank of Ghana ยท May 2026; row: Table 1, row 6: Consolidated Bank Ghana Limited / facilityFee: Source (opens in new tab) ยท As at May 2026
Provider-level fees and minimumsSee provider's website
Named products listed on Afiwe

Personal Current Account Personal Savings Account

Personal Current Account ยท Source checked 23 Oct 2026 (+1 more)

Source and date
Eligibility
Institution type

Universal bank

Official regulator register ยท Source checked 21 Oct 2026

Source and date
Account holders on listed products

Individual

Personal Current Account ยท Source checked 23 Oct 2026 (+1 more)

Source and date
Licence and regulator
Regulator

Bank of Ghana (BoG)

Official regulator register ยท Source checked 21 Oct 2026

Source and date
Regulator register entriesSee provider's website
Last checked

21 Oct 2026

Official regulator register ยท Source checked 21 Oct 2026

Source and date

Check provider for latest rates. Figures are as stated and may be out of date. Column order is the order you chose, not a ranking.