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Ghana Reference Rate (as used in the Bank of Ghana APR report, May 2026): 10.03%
Published by the Bank of Ghana · May 2026
Showing Ghana banks. 1 of 4 on this screen.
Shareable link: /compare?providers=51&segment=households&tenor=1%20year
| Attribute | First National Bank (Ghana) Limited Ghana · Banks |
|---|---|
| Account opening | Visit website on First National Bank (Ghana) Limited's website (opens in new tab) You'll leave Afiwe. Afiwe doesn't open accounts or receive your details. Official homepage. Checked 21 Oct 2026 · Official account-link source (opens in new tab). |
| Rates | |
| Average lending rate · households · 1 year | 12.32% p.a. Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / averageLending · As at May 2026 Source and date
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| Average APR · households · 1 year | 20.17% p.a. Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / apr · As at May 2026 Source and date
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| Minimums and fees | |
| Maximum commitment fee · households · 1 year | Not applicable (N/A) Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / commitmentFee · As at May 2026 Source and date
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| Maximum processing fee · households · 1 year | Not applicable (N/A) Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / processingFee · As at May 2026 Source and date
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| Maximum arrangement fee · households · 1 year | Not applicable (N/A) Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / arrangementFee · As at May 2026 Source and date
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| Maximum insurance fee · households · 1 year | 1.50% Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / insuranceFee · As at May 2026 Source and date
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| Maximum facility fee · households · 1 year | 2.50% Published by the Bank of Ghana · May 2026; row: Table 1, row 11: First National Bank (Ghana) Limited / facilityFee · As at May 2026 Source and date
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| Provider-level fees and minimums | See provider's website |
| Named products listed on Afiwe | Gold Cheque Account Savings Account Gold Cheque Account · Source checked 23 Oct 2026 (+1 more) Source and date
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| Eligibility | |
| Institution type | Universal bank Official regulator register · Source checked 21 Oct 2026 Source and date
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| Account holders on listed products | Individual Gold Cheque Account · Source checked 23 Oct 2026 (+1 more) Source and date
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| Licence and regulator | |
| Regulator | Bank of Ghana (BoG) Official regulator register · Source checked 21 Oct 2026 Source and date
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| Regulator register entries | See provider's website |
| Last checked | 21 Oct 2026 Official regulator register · Source checked 21 Oct 2026 Source and date
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Check provider for latest rates. Figures are as stated and may be out of date. Column order is the order you chose, not a ranking.