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Nigeria / NGN

Mobile money & payment apps in Nigeria

Stated terms as published by each provider. Sorted alphabetically unless you choose a numeric sort. Missing figures always come last.

Mobile money and payment providers are listed by their own regulator register. A payment company is not a bank unless its profile says so. Figures are shown only when the provider publishes them; otherwise see the provider's website.

Also see: microfinance banks with payment apps

These are licensed microfinance banks, listed under Lenders. They are linked here for reference and are not reclassified.

6 products from 6 providers

Tick up to 4 products to see them side by side (3 on phones, 4 on larger screens).

Payment account Individual

MoMo account

MoMo Payment Service Bank

Not reproduced: Stated rate figure; Minimum balance or amount; Fees; Eligibility.See provider's website

Check provider for latest rates. Last checked: 22 Oct 2026.

Official homepage
Open account on MoMo Payment Service Bank's website (opens in new tab)

You'll leave Afiwe. Afiwe doesn't open accounts or receive your details.

Official homepage. Checked 22 Oct 2026 路 Official source (opens in new tab).

Payment account Individual

SmartCash wallet

SmartCash Payment Service Bank

Not reproduced: Stated rate figure; Minimum balance or amount; Fees; Eligibility.See provider's website

Check provider for latest rates. Last checked: 22 Oct 2026.

Official homepage
Open account on SmartCash Payment Service Bank's website (opens in new tab)

You'll leave Afiwe. Afiwe doesn't open accounts or receive your details.

Official homepage. Checked 22 Oct 2026 路 Official source (opens in new tab).

Providers

Profiles below include regulator sources and official website links. Some providers have a profile only until specific product details have been checked; no terms are inferred.