Nigeria / NGN

Banks in Nigeria

Stated terms as published by each provider. Sorted alphabetically unless you choose a numeric sort. Missing figures always come last.

Regulator-published bank rates

Rates are published by the regulator for the date shown. Banks may have changed them since — confirm with the bank.

These bank-level figures are separate from named product terms below. General prime–maximum lending figures are not APRs or guaranteed offers. What these rates mean.

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25 banks with published figures. Showing up to 6.

Access Bank Plc

General lending range: 25.50%–32.00% p.a. (prime–maximum)

The separate source and date for each endpoint are shown below.

Savings deposit rate: 6.90% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: SAVINGS DEPOSIT / AVE. INT. RATE
General lending — prime: 25.50% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / PRIME
General lending — maximum: 32.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / MAX.
Average time-deposit rate: 13.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: TIME DEPOSIT / AVE. INT. RATE

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Alpha Morgan Bank Limited

General lending range: 23.00%–32.00% p.a. (prime–maximum)

The separate source and date for each endpoint are shown below.

Savings deposit rate: 6.90% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: SAVINGS DEPOSIT / AVE. INT. RATE
General lending — prime: 23.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / PRIME
General lending — maximum: 32.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / MAX.
Average time-deposit rate: 11.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: TIME DEPOSIT / AVE. INT. RATE

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Citibank Nigeria Limited

General lending range: 18.00%–19.00% p.a. (prime–maximum)

The separate source and date for each endpoint are shown below.

Savings deposit rate: 6.90% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: SAVINGS DEPOSIT / AVE. INT. RATE
General lending — prime: 18.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / PRIME
General lending — maximum: 19.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / MAX.
Average time-deposit rate: 8.07% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: TIME DEPOSIT / AVE. INT. RATE

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Ecobank Nigeria Plc

General lending range: 26.75%–48.00% p.a. (prime–maximum)

The separate source and date for each endpoint are shown below.

General lending — prime: 26.75% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / PRIME
General lending — maximum: 48.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / MAX.
Savings deposit rate: See provider's website
Average time-deposit rate: See provider's website

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Fidelity Bank Plc

General lending range: 30.00%–36.00% p.a. (prime–maximum)

The separate source and date for each endpoint are shown below.

Savings deposit rate: 6.90% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: SAVINGS DEPOSIT / AVE. INT. RATE
General lending — prime: 30.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / PRIME
General lending — maximum: 36.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / MAX.
Average time-deposit rate: 10.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: TIME DEPOSIT / AVE. INT. RATE

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First Bank Nigeria Limited

General lending range: 26.00%–38.00% p.a. (prime–maximum)

The separate source and date for each endpoint are shown below.

Savings deposit rate: 6.90% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: SAVINGS DEPOSIT / AVE. INT. RATE
General lending — prime: 26.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / PRIME
General lending — maximum: 38.00% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: GENERAL / MAX.
Average time-deposit rate: 8.66% p.a.
Published by the Central Bank of Nigeria · As at 9 Oct 2026
Publication row: TIME DEPOSIT / AVE. INT. RATE

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Lending rates (what a borrower pays) and savings rates (what a depositor may earn) are not equivalent. Check provider for latest rates.

3 products from 3 providers

Tick up to 4 products to see them side by side (3 on phones, 4 on larger screens).

Business account Business

Emerging Business Banking

Access Bank Plc

Not reproduced: Stated savings/deposit rate; Minimum balance or deposit; Fees; Eligibility.See provider's website

Check provider for latest rates. Last checked: 21 Oct 2026.

Separate bank-level figures are available in the regulator publication; these are not this product's quoted terms. View dated bank rates · Compare bank rates

Official product page

Open account on Access Bank Plc's website

You'll leave Afiwe. Afiwe doesn't open accounts or receive your details.

Official product page. Checked 21 Oct 2026 · Official source (opens in new tab).

CompareOfficial site

Business account Business

SME Accounts

First Bank Nigeria Limited

Not reproduced: Stated savings/deposit rate; Minimum balance or deposit; Fees; Eligibility.See provider's website

Check provider for latest rates. Last checked: 21 Oct 2026.

Separate bank-level figures are available in the regulator publication; these are not this product's quoted terms. View dated bank rates · Compare bank rates

Official product page

Open account on First Bank Nigeria Limited's website

You'll leave Afiwe. Afiwe doesn't open accounts or receive your details.

Official product page. Checked 21 Oct 2026 · Official source (opens in new tab).

CompareOfficial site

Business account Business

SME Business Account

United Bank for Africa Plc

Not reproduced: Stated savings/deposit rate; Minimum balance or deposit; Fees; Eligibility.See provider's website

Check provider for latest rates. Last checked: 21 Oct 2026.

Separate bank-level figures are available in the regulator publication; these are not this product's quoted terms. View dated bank rates · Compare bank rates

Official product page

Open account on United Bank for Africa Plc's website

You'll leave Afiwe. Afiwe doesn't open accounts or receive your details.

Official product page. Checked 21 Oct 2026 · Official source (opens in new tab).

CompareOfficial site

Providers

Profiles below include regulator sources and official website links. Some providers have a profile only until specific product details have been checked; no terms are inferred.